Sunday, October 2, 2016

Golf cart engines extending cart life

In times past it was easy to find men tinkering under the hood of their vehicles adjusting belts, carburetors, spark plugs and any of a number of other engine parts in an effort to extend the life and usefulness of their vehicle. With the advent of home repair and vehicle repair television and radio shows the idea of taking something well-used and making it useful again has suddenly become en vogue once more. The movement today is called Repowering and it is a method of reintroducing the notion that remanufactured and rebuilt small engines are a cost effective way to add life to gas powered vehicles. While it may be true that many country clubs have decided an electric cart is a better fit for their needs and less labor intensive the truth is a gas powered cart is a sturdier long term solution to the rigorous demands of most golf courses. It may be important to note that a new gas powered golf cart can cost as much as $20,000 while repower kits for gas powered golf carts can be purchased for as little as $1,500. It’s true, you might suffer a little down time, but for savings of potentially thousands of dollars, the inconvenience may well be worth it. The basics design of a golf cart is relatively simple so repowering them simply makes sense. According to the Engine Repower Council, “Rebuilt engines get better gas mileage than a worn engine, and emit fewer pollutants. Engine repowering also saves the tremendous amount of energy used in processing discarded engines and vehicles.” In the long run, a golf cart with more power, fewer emissions and a cost that still remains below that of a new electric unit may be a solution that is hard to ignore. Let me reemphasize… • If you have a Honda small engine a repower solution is available. • If you have a Kohler engine, a repower solution is available. • If you have a Cushman Truckster, a repower solution is available. • If you have a Cushman Haulster, a repower solution is available. • If you have a Briggs & Stratton engine, a repower solution is available. In the end, a repower solution is a means of bringing common sense solutions to the issues affecting your golf course. It remains an environmentally friendly way to manage both your ongoing needs as well as reducing the short term need for additional disposal of a metal waste product. Benefit Recap: • Cost effective solution to the long term care of your golf cart fleet. • Environmentally friendly solution due to fewer emissions and a reduction in the energy cost of cart disposal. • Extends the life of otherwise useful golf carts. • Completely avoids hidden costs associated with new purchase. • Provides proof that common sense is alive and well in America. Take the time to investigate the possibilities and you may come to the conclusion that the best reason to repower is because it’s one of the few things that just make sense. -2007 Ben Anton


Saturday, October 1, 2016

Poor credit loans after bankruptcy

Obtaining Poor Credit Loans after bankruptcy can assist individuals who need a fresh start with their credit. The most unsuitable thing that one can have against their credit rating is a bankruptcy. This is because a bankruptcy is evidence of an individual’s incapability of paying off debts. Fortunately, there are many lenders who are now willing to give second chances with Poor Credit Loans after bankruptcy. Rates for these types of loans are somewhat higher than conventional loans, however, borrowing small loan amounts will make it easier to pay off and raise your credit score. What Comes Next After Bankruptcy Bankruptcy is a legal action, which allows a fresh start for individuals who were unable to pay back debts. In the beginning, it’s a great relief when bankruptcy is filed. It becomes innocuous to answer your telephone without fear of a creditor being on the opposite end, you receive less mail from collection agencies and finally you can devote your income to all of your living expenses. After bankruptcy, most people are told that it takes ten years to repair credit. This is no longer true. Naturally, you won’t instantly qualify for most traditional loans, but Poor Credit Loans After Bankruptcy are within reach. Poor Credit Loans Easy To Obtain The loan market is overflowing with lenders. In order to do more business, lenders do not decline borrowers very easily. Therefore, getting approval for Poor Credit Loans is not as difficult as it used to be. Individuals who file bankruptcy will probably pay a higher interest rate for the first couple of loans. The reason for this being that poor credit is considered high risk to lenders. This is a small price for borrowers to pay when attempting to re-build their credit score after bankruptcy. Secured Or Unsecured Poor Credit Loans A Poor Credit Loan can be found in either secured or unsecured form. If an individual offers collateral for the loan it is called a poor credit secured loan. This loan provides some portentous benefits like bigger loan amounts, smaller monthly repayments, lower interest rates, and a loan period extended over a longer length of time. The risk involved is that what ever collateral is offered may be forfeited in the event of failure to pay off the loan. Unsecured Poor Credit Loans do not require collateral. This will take away any risk of property repossession. It may also guarantee quick lending, if an individual has shown more responsibility at paying their bills on time, as there is no paperwork related to collateral. However, unsecured Poor Credit Loans come with comparatively higher rates of interest, lower loan amounts, larger monthly repayments and a shorter loan term. Those people whose credit score is less than ideal take Poor Credit Loans. These loans offer a second chance to those individuals wanting a fresh start. Whether secured or unsecured, these loans offer valued assistance during hardships.


You certainly have many fine reasons to buy steroids

You certainly have many fine reasons to buy steroids notwithstanding they are controversial drugs. You can buy steroids for several positive, legitimate medical uses. Steroids – anabolic steroids are the pharmaceutic drugs that are derivatives of sex hormone, testosterone that plays fundamental role in your sexual development and physical maturation. The hormone has anabolic and androgenic properties. It is responsible for virilizing, development of sex organs, puberty, deepening of voice, hair growth, and sperm production in males. Anabolic steroids are medically used for treating hormonal imbalances, endocrine disorders, or chronic-wasting diseases like AIDS. So, you can buy steroids, if you are suffering from the aforesaid disorders and diseases. Anabolic steroids are medically meant for the people who are unable to produce enough of their own testosterone naturally in body due to some physical dysfunction. Low level of testosterone can cause a number of disorders, and anabolic steroids are often used to treat these disorders. Thus, you can buy steroids, if you are suffering from any of the disorders associated with the low level of testosterone. You can buy steroids to get androgenic or virilizing effects of testosterone, like the development of the male characteristics, penis, testicles, muscle mass, deep voice and facial hair. Often, anabolic steroids are used to promote bone density, skeletal & muscle growth, and the rapid recovery from injuries. These drugs are sometimes prescribed for the children having low bone density, and weak skeletal & muscle growth. These drugs are often prescribed for jocks having severe muscle injuries to help them recover fast. So, you can buy steroids, if you want to trigger up your bone density, skeletal & muscle growth, or want fast recovery from injuries. Anabolic steroids are also helpful in treating osteoporosis, which is a disease of bones in which the bone mineral density (BMD) is reduced, bone microarchitecture is disrupted, and the amount and variety of non-collagenous proteins in bone is altered. Osteoporotic bones are more at risk of fracture. It is very common in postmenopausal women. So, you can buy steroids, if you are suffering from osteoporosis or want to treat osteoporosis. You can buy steroids from any of your local pharmas, or can buy steroids online. There are numerous drug stores selling steroids online, but you should buy steroids from genuine and reputed steroid stores online.


Staying safe while vacationing in st thomas

Staying Safe While Vacationing in St. Thomas Each year, millions of people take a vacation. Many times, that vacation is to a foreign country. As the popularity of foreign travel increases, does the concern associated with personal safety. If you are planning on vacationing in St. Thomas, you are in luck. St. Thomas is known as one of the safest places to vacation in all of the Caribbean. Despite being safe, you are still encouraged to take precautions while vacationing there. Whenever you are on vacation, no matter where your vacation destination is, you are encouraged to take safety precautions. These safety precautions may not only help to save your life, but to protect your belongings. Many of the safety precautions that you are advised to take while vacationing in St. Thomas apply anywhere in the world, even when you are at home. However, there are also additional precautions that may not be needed with domestic travel. The first step in staying safe and protecting your belongings, while vacationing in St. Thomas, is to prepare for your trip well in advance. If you are traveling to St. Thomas, it is likely that you will need a passport and other proper forms of identification. These forms of identification may include a driver’s license or a birth certificate. If you do not already have a passport, you will need to obtain one. When on vacation, you are urged to carry these documents with you. In addition to carrying the appropriate forms of identification with you, you will also want to carry along copies. Before leaving home, you are encouraged to make multiple copies of all of your important documents. Losing your driver’s license or passport, while vacationing in St. Thomas, is possible. In the event that you lose or misplace your items, your copies may come in handy. Once you arrive in St. Thomas, the best way to keep yourself safe is to familiarize yourself with your surroundings. If you are vacationing at a beach resort, you will want to walk around and examine each area of the resort. In addition to physically viewing the area, you may want to request a map of the facility from a resort representative. Keeping this map with you at all times may prevent you from getting lost. Familiarizing yourself with your surroundings is one of the best ways to protect yourself, but it is not the only way. In addition to familiarizing yourself with your beach resort, you will also want to familiarize yourself with the other tourists. Keeping an eye out for anyone who seems out of place or a person that makes you feel uncomfortable, is a great way to stay safe while on your vacation. When traveling around St. Thomas, whether on your resort or another part of the island, you are encouraged not to travel alone. Traveling alone, especially at night, may increase your risk of falling victim to a crime. In the event that you must travel alone, you are encouraged to inform multiple individuals of where you will be going and when you intend to return. In the event that you do not return on time, someone will know where to find you. When vacationing in St. Thomas your personal safety should be a concern, but so should the safety of your belonging. When traveling to St. Thomas you are encouraged to leave your expensive belongings at home. If you are unable to afford to replace an item that you bringing with you on vacation, you may not want to bring it at all. For the most part, you will not experience any problems. But, in the event that one or more of your personally belongings get lost, you may be responsible for purchasing yourself a replacement. In addition to your personal belongings, you are also urged to be cautious when carrying a large amount of money in St. Thomas. In most popular vacation destinations, including St. Thomas, a wide range of payment methods are accepted. Instead of carrying along large sums of cash, you may want consider carrying travelers checks, cahiers checks, or money orders. Each of these items is easier to replace if stolen. As you can see, protecting yourself and your belongings while vacationing in St. Thomas is a fairly easy process. With a few simple steps, you could spend your vacation enjoying yourself instead of worrying about what might or might not happen. Word Count 731


A more exciting way to learn... world travel

The best teacher when it comes to world history is actually being able to visit all these historic places mentioned inside the entire world history book one place at a time, as much as cheap travels permit. We all had that experience where we had the chance to go somewhere and the memories in that place remains with you forever. Imagine what it could do if you make it as a more thorough research on a country by really going there to learn about its history and culture. Its always fascinating to go to a country where you get to visit the tribes and really see what they look like, be able to taste the delicacies of the place, have the chance to learn their culture, and hear the history of the place right from the natives mouth. Learning is a lot more fun when you don’t have to bore yourself inside a classroom with a book in front of you having to read all these and not knowing or understanding what it means. By actually experiencing what its like to be in that place, you will be able to relate to what was being described inside those references, which makes it a lot more interesting to remember them by heart. You don’t have to force yourself into memorizing the places; you get to remember them because you’ve been there. The best part of it is that since it stays with you, you get to write about it, and you can even relay the information as if you were the book. Imagine what it would be like if you could go to the most historical countries there is around the world. With the cheap student travel deals given as promos in a lot of airline, ships and train agencies, travelling is not as hard as it used to. Discounts for student fares are often offered in all transportations. A great way of making good use of this offers is to let them travel. It could be as an educational tour for the whole class, a group of science club students, or exchange students. Putting a little more fun on the way teachers teach can actually give every student motivation to learn more. Teach them to explore the world around them instead of spending all their free times in malls doing nothing, or in front of the televisions or in their personal computer playing computer games. With this cheap student travel deals, you can take them or let go into nature trips to any part of the world. This way they will be aware of the possibilities and circumstances their experiences could teach them. Let them start early, and who knows they’ll love it and continue traveling when they’re older. Cheap student travel deals can easily be researched in Internet including advisable places to visit, family travel deals is also available online and you get to book the flight through your computer at home and be able to manage the schedule and have a copy of the itinerary so you never get out of touch. Travel now and discover. Experience is the best teacher ever. So, let them explore the world out there. Who knows, maybe when they get back you’ll be surprised with what they’ve gain from the whole expedition.


Top 10 school supplies

Pencils. Everyone needs pencils with a good eraser. When it comes to school supplies, the best type of pencil to have are the ones with refillable lead. This saves repeated trips to the pencil sharpener and is less likely to cause disruption in the classroom. Pens. One of the most important things to have is a good writing pen. Even though most teachers prefer that work be done in pencil, there are always plenty of uses for pens. Blue and black ink are the most common among school supplies. Ruled Notebooks. If possible, a separate notebook should be kept for each subject. This will help students to remain organized and will keep their school supplies in order. Bindermonly used to hold loose paperwork and files, a binder usually has three metal rings that snap together with a loud click. This allows the student to know that his/her papers are secure and is a must-have when it comes to school supplies. Pocket Calendar. A calendar is essential for every student for a variety of reasons. From something as simple as dating a test paper to keeping track of upcoming exams and homework deadlines, a pocket calendar is one of the most underrated school supplies in existence. Cellular Phone. Though not to be used during class or in such a way that would be disruptive to learning, a cellular phone is an essential tool that every student should have in the way of school supplies. It is a smart student who always has a connection to the outside world for many reasons, including incase of an emergency or just to serve as a way of being able to be in constant contact with family. Calculator. This device is among the most common of school supplies and is often used in math and accounting classes. While some educators do not allow them, others encourage their use in the classroom. Highlighters. In order for a student to outline specific and important information, highlighters are often used. The most popular color is yellow and these handy little pens are commonly available at any retail store. Folders. A folder is a terrific way to house test papers and loose homework assignments. Permanent Marker. From time to time, students are required to write their name on computer disks, which must remain at school while not in use, or text books. A permanent marker is popular among school supplies and is a wonderful way to make sure that a name is not removed and will help an item to be easily identified should it ever become lost or stolen.


Choosing an seo consultant

While the most important thing in creating a webpage is the designer a consultant knowledgeable in SEO is even more important if you want to have it show up well in search engine rankings. An SEO consultant can mean the difference between a cool page that nobody sees and a cool page that everyone not only visits but talk about. A good SEO consultant will not only know the tricks of the trade but also how to use them best. An SEO consultant is as much an artist as the web designer. Whereas the web designer knows all of the tricks of the trade in creating a masterpiece of the internet the SEO consultant is the promoter that makes sure people travel to see it. When choosing an SEO consultant make sure to find one that is willing to not only work with your website designer, or you if you are doing your own website, but also understands your needs. Am SEO consultant is not there to diminish your website or interfere with its look. They are there to be sure that it is designed from the ground up to utilize as efficiently as possible all of their SEO tricks. An SEO consultant will blend their techniques invisibly with your website. In fact that is how they have to work. The best SEO consultant will not even leave a visible footprint. They must be like the wind. A divine wind to protect your website and breathe inspiration into it. The most important factor is to make sure that your SEO consultant can work together with your website designer as to not impede their efforts. Do what you did when you chose your web designer. Tell the SEO consultant what you need. Give them a time frame on when you need their services to work. Let them know what your future goals are and find out what they can do for you.


Choosing a quality online florist

The first thing to look at when choosing an online florist is whether or not the company is a real florist. There are actually many companies that claim to be but are not. Instead, these companies are resellers or affiliates. This means they just take your flower arrangement order and send it to a florist. As a result, your flower arrangement might not be the best quality. You will also probably spend more to send flower arrangements this way. This is because you are paying the commission for the reseller. Choose Local An online florist can have a flower shop anywhere in the world. For flower arrangements to stay fresh, they cannot travel great distances. Therefore, choose an online florist with a shop in the area where you plan to send flower arrangements. That way, your flower arrangement will be fresh when it gets to the person you are sending it to. It is actually easier to choose a local florist than you might think. First, go to a search engine, such as Google. Then, type in "florist" and the name of the city where you wish to send flower arrangements. This will bring up many different florists for the area. Some will then allow you to complete your order online. If you still aren't sure about the florist, call. Ask the worker if they are a local business. Then, ask for directions to the shop. If the person is unable to give you directions, it's a sure sign it isn't really a local flower shop. You might also want to check with the Better Business Bureau to make sure the florist has a solid reputation. Choose Secure When shopping online for a beautiful flower arrangement, you also want to be sure you are safe. This means you should only order a flower arrangement from a florist with a secure server. A secure server guarantees no one will be able to steal your credit card information. To be sure the web site is secure, look for a small "lock" symbol on the computer screen. It is usually in the bottom left corner of the browser. Sometimes, it can be found in the top right corner instead. If you don't see this symbol, don't shop with that florist. Your personal information will be open for anyone to find and to read if you do. Choose Honest When choosing a florist, you also want to work only with one that is honest with its customers. For example, a florist who claims to offer free flower delivery or to be tax-free is not being honest. The flower delivery driver has to be paid somehow. At the same time, taxes have to be paid. You will pay for the flower delivery and taxes one way or another. Either the flowers will be more expensive or, worse yet, you might get a low quality flower arrangement. A good florist will have all of this information on the website. You should be able to easily find out how much delivery costs and how much tax you will pay.


Radio controlled cars a brief history

Radio controlled cars first appeared some sixty years ago in the 1940s but the technology at the time was crude and, although cars could be run at speeds of up to 70 mph, it was only possible to run them round and round in a circle on a tether. By the late 1960s however technology had advanced considerably and miniature solid state radio control systems became available. This meant that cars could be controlled from a control transmitter unit with remotely controlled servo-assisted steering, throttle and brakes. Radio controlled models could now be run on a race track rather than simply in a circle and the precision of control available meant that they could be run in much the same way as a real vehicle. Despite the advances in technology during the 1960s, it was not until 1976 that the first commercially available cars were seen. Produced by Tamiya (a Japanese company with a reputation for supplying detailed plastic model kits), these early cars were very crude in mechanical terms and somewhat expensive but, nevertheless, they sold well. Over the coming years Tamiya concentrated its attention on the mechanics of these early models and, by the mid 1980s, they were producing some extremely popular models such as the Grasshopper, Hornet, Blackfoot and Clodbuster with more powerful engines, working suspension systems and textured tyres. This was really the start of the hobby radio controlled car as we know it today and quickly brought other producers into the market. These included Schumacher Racing (a British company which replaced the then standard solid axle with a ball differential, allowing cars to be finely tuned for different track conditions) and Associated Electrics (a California based company which introduced the model that quickly dominated the off-road racing market - the RC10 off-road electric car). The 1980s saw a major shift away from what many described as "toy" cars towards truly precision crafted models of the very highest standards. Traditional manufacturing materials were dispensed with as were many of the established production methods. Chassis were now made from high-grade anodized aluminium alloy, which was also used in the manufacture of oil-filled, machined and tunable shock absorbers. Many components normally pressed from plastic were also replaced with high-impact nylon, including such things as suspension control arms and wheels. Today's interest in off-road 4 wheel drive vehicles was also sparked during the 1980s with the introduction by Schumacher of the Competition All Terrain (CAT) vehicle which won the off-road world championship in 5 out of the 10 years following its introduction. Competition is of course the driving force behind any market today, including the market for radio controlled cars, and for several years a strong rivalry between Associated Electrics and Team Losi (founded by Gil Losi Jr., a racetrack owner from California) led to a rapid development of high quality models, both technically and in terms of the range of cars available. Today Associate Electric and Team Losi are still major players in the market and have been joined by others such as the US-based Traxxas company and the Japanese-based company of Kyosho. As these major players continue to compete against each other, and others join the market, so the market for radio controlled cars will go from strength to strength in the years ahead.


Beginning acoustic guitar

So you have decided the acoustic guitar is the instrument for you. What are the first steps to take to get your guitar playing off to a flying start? How about we cover the really basic stuff here, like what kind of music will I be playing? Am I aiming to be a professional guitarist? What type of amplifier do acoustic guitar players use, and what strings are best for which genre of music? After we have covered these topics you will have a clear idea of the way ahead in your guitar playing career. Right, so what is your acoustic guitar repertoire going to consist of? Which music attracted you to the acoustic guitar should really be your guide here. The most obvious acoustic genre for many people is folk music. This genre really took off as a form of popular music in the 1960's and now there's a tremendous volume of material for you to choose from. A lot of musicians who are interested in singing ballads go for the acoustic guitar because it's so easy to pick up the instrument and go ahead and sing. Providing your guitar is in tune of course. But in general the acoustic guitar is a great companion for the ballad singer because it won't compete with your vocals. While we are on the subject of repertoire, don't forget the acoustic guitar is ideal for singing your own simple arrangements of popular songs from many styles of music. Two examples of rock and roll songs that were hits all over again as acoustic ballads are "Layla" by Eric Clapton and "Light My Fire" originally recorded by The Doors, and reworked by Jose Feliciano. To let your audience hear your playing, you can choose to amplify your guitar by simply playing into a microphone as classical or flamenco guitarists do, or make use of a pickup and an amplifier. The question of which amp to use is a matter for experimentation and talking it over with more experienced guitarists. Generally speaking you wouldn't need any kind of effects for acoustic guitar music; it just needs to have the volume to reach your audience in a restaurant or hall. So just bear in mind you are looking for a nice clear sound from your amp to help carry your vocals rather than set up shop in competition with them. The choice of strings for the beginner acoustic guitarist is a no-brainer. Learn on nylon strings till your fingers are toughened up. You will form callouses on the tips of your fingers during the first few weeks of playing, after that you can start on a steel string guitar if you wish without slicing your fingers. Regarding the sound of the different kinds of strings, nylon will give you a mellow, unobtrusive sound, and steel strings have a sharper sound which demands attention from the audience. This can augment your vocals and enable you to do solos if you want to. Now you have got the basic topics covered all that's left for you to do is enjoy your journey as an acoustic guitar player.


Electric gates what are they made of

Electric gates are made up of two main parts: the motor and the opener. There are also some accessories that you can use together with them. Knowing these will allow you to determine common electric gate problems. Perhaps you’ve seen them, but you are just aren’t sure what they are made of. Electric gates are composed of some parts that help make them work. It’s very important that you know about them, so when something happens to your gate, you can easily pinpoint the problem and conduct at least the most basic repair. Common Parts of Electric Gates There are two main parts that make up electric gates: 1. Electric gate motor. This is considered to be the most important component in your electric gates. This allows them to move—open and close—without any human intervention. There are different kinds of motor for electric gates; and they vary in terms of where they are going to be used and the amount of power they generate. You can’t expect the same motor to be installed in double-swing gate, in the same way that the motor used in a single swing is not the one you can find in the latter. Nevertheless, you have to main options as where you are going to place it. You can have it on the ground or, better yet, under it. 2. Electric gate openers. As the name suggests, openers are meant to help you open the gates. Before, there were only a few who can afford to add an opener in the gates. But with the integration of new technologies and their affordability, there are more and more people who are employing the use of electric gates at their own home. There are various kinds of openers for electric gates; and they range from wireless to wired keypads, automated gate locks, or entry transmitters. What you are going to use is basically dependent on your preference. However, if you want the one that offers the best convenience, you can go for the entry transmitters. They make use of an RF (radio frequency) card that the person who wants to enter needs to swipe into the reader. There’s no need to press any more button, memorise any code, or wait much longer, which is the case with intercom systems. Electric Gate Accessories Aside from the regular parts, you can also add some more accessories to your electronic gate. One of these is the electronic timer. You can actually set a good time where you will grant a “free pass” to your gate. You simply need to set up the best time for it using the timer. It can run for as long as 20 hours and powered through a battery. You can also make use of a fire control switch key, especially when there is fire in your home, and your electronic gate is not working properly anymore. Where to Buy Components for Electric Gates There are a lot of options as to where you can purchase these parts. You can simply visit your local gate makers. Usually, they have at least the motor and the opener. You can also shop online, as there are a lot of people who are currently selling them right now.


What features should i look for if i am considering the purchase of a home security system

As with many other purchases, individuals who are interested in acquiring a home security alarm system want to be sure that their money is well spent and that they get the features that they need and are expecting for their purchase. One of the greatest benefits of a security system is the peace of mind that it allows individuals when it comes to their home and their belongings. However, there are a number of additional features that can come with a security system and some of these features are more popular and requested as compared to others. Not all home security providers are the same in what they offer and provide to their customers. As a result, individuals will need to do appropriate research in order to determine specifically which alarm system companies offer the most benefits and those that they, as individuals, are most interested in having. Many security system do not just offer relief from burglars and break ins, but also fires and other types of disasters. Some optional alarm coverage also includes carbon monoxide detection, floods and dangerous changes in the temperature of the home, which may result in such problems are frozen pipes. While most alarms will offer a central keypad inside the home, which can be used to activate and deactivate the alarm system of a home, there are some alarm system providers that will provide a keychain to account holders in order to activate and deactivate the system. This is convenient since the alarm can be utilized from outside the home as well as this inside. A battery backup is also a great feature of an alarm system. Backup battery systems are installed in an individual's alarm keypad which powers the alarm system, even in the event that a home loses their electric power. If you are looking for additional security, in addition to monitoring the doors and windows of a home, individuals have the option of investing in motion detectors for their home. These motion detectors are set up around the home and will set off the alarm if a subject is moving around the home. Happily for those who have pets, the motion detectors can be set to only pick up the motions of specific weights, such as over forty pounds. This allows animals such as cats and dogs to continue to roam freely around the house without setting off the alarm. Some individuals also enjoy talking controls, which can utilize voice prompts. Yard signs and window decals may seem like a negligible feature, but they have been proven to deter criminal acts. Wireless alarm systems help to keep one's home organized and free of additional clutter. One feature that is desired, but not tangible, is that of reputation. Individuals looking for home security alarm should be sure to investigate security providers that are well-known and offer good service to their customers.


Panama canal a cruise over oceans

The might of the Panama Canal locks, fails to eclipse the beauty of the different sights. After an effort for 400 years to build the Panama Canal, it has served its purpose as a viable trade route and a promising tourist route for cruises. During a typical cruise, you will not only be marveled with the engineering effort that brought out the Canal. Tourists also find its natural beauty very relaxing. The nature’s stock in the Caribbean, Panama, and Central America is so rich that it is a great sight for Eco-tourism activities. The region’s unique ecologic diversity is seen at the different range of flora and fauna. Tourists can easily see the beauty of such places as cruise ships travel straight through the forest. The major destinations of these cruises can be found mostly in Central America and the Caribbean. First in the list is Acapulco in Mexico. Different cruise ships that go through the Panama Canal find itself in Acapulco because of its golden beaches and sunsets, different shopping varieties, the historic town square, and the best cliff diving spots in the world. Another destination is Cabo San Lucas in Mexico. The Panama Canal cruise lines goes to Cabo San Lucas to marvel at the numerous nature and water activities there from diving, kayaking, and sports fishing. From Florida, you can pass through the Panama Canal and see the other side of the world to an aquatic wonderland. Many regard San Juan in Puerto Rico as the most rewarding destination today. After the display of the Panama Canal’s engineering marvels, a run straight to Puerto Rico will reveal an old Spanish city with rich and classical architecture. One of the most popular cruise lines is the fleet known as the Princess Fleet. The coral princess is a cheap cruise that goes from the Southwest United States to as far as Alaska. The Coral Princess includes the fine dine-in restaurants, European Casinos and Chic Bars. The Island Princess is a ship that goes to the most splendid ports in the world. The Island Princess goes to different Island docks so that the tourists can absorb the beauty of these islands. This luxury cruise ship can travel as far as Hawaii and Tahiti. Finally, the intimate Pacific Princess is a cruise that goes straight to Asia. Tourists in this ship can look at different sights in the Pacific Islands after enjoying themselves to the view of the Panama Canal. View different kinds of sunset’s day in and day out with these cruises.


Did you know that worry and anxiety can lead to infertility

Copyright 2006 The Lord Word On Healing Publications Worry and anxiety can lead to infertility by shutting down the body's system and causing it not to function properly. During my years of working with couples facing infertility I discovered that many couples who faced infertility were victims of worry, anxiety, and unforgiveness. I always deal with these issues first before anything else. WHY? Because God did not design our body system for worry. The Bible tells us to: cast all our cares and anxiety on the Lord because he cares for us. (I Peter 5: 7). Worry can do you more damage than good. The Lord Jesus Christ asked us this question: 'Which of you by worrying can add a single hair to his life?'ќ I want to ask you a question - how will your worrying produce that child which you desire? Many couples reading this article can testify that their worrying about this problem has not in any way helped them. The Bible says that, 'A calm and undisturbed mind and heart are the life and health of the body.' (Proverbs 14: 30) The Bible says: 'A glad heart makes a cheerful countenance, but by sorrow of the heart the spirit is broken.' Just from these two Bible passages you can see that worry destroys the body system. A calm and undisturbed mind and heart are the life and health of the body. So when worry sets in, it starts to destroy the life of the body. It releases toxins into the body. Worry breeds more worry until one is almost going out of one's mind because of it. The Bible says that it breaks the spirit. Once a man's spirit is broken he is finished. The body becomes weak. The mind starts to play games. The body system becomes clogged up, and many organs in the body are affected. But God has a solution. Jesus says we should cast all our problems on him because he cares. But most of the time we do not know how to cast our burdens on the Lord, so we keep on carrying it. This should not be so. Today we will pray and ask God for the strength to cast our cares upon him, because we believe that he really cares for us. The Holy Spirit told me that worry and anxiety lead to infertility because the body system is not relaxed and a baby needs a relaxed atmosphere to implant itself in the womb. Please stop worrying and cast all your cares upon the Lord. God really cares for you and will surely bless you if you stop worrying and trust Him for all your needs. Now say a prayer: I will give thanks to the Lord because of his righteousness and will sing praise to the name of the Lord Most High. I will praise you, O Lord, with all my heart; I will tell of all your wonders. I will be glad and rejoice in you; I will sing praise to your name, O Most High. From today I choose not to worry any more. Now say to Him, Lord you said I should not worry about my life, what I will eat; or about my body, what I will wear. From today I make up my mind not to worry any more about infertility. I ask you, Oh God to bless me now with a child of my own, so that my joy will be full. I will praise the Lord, who counsels me; even at night my heart instructs me. I call to the Lord, who is worthy of praise, and I am saved from my enemies. The Lord is my strength and my song; he has become my salvation. He is my God, and I will praise him, my father's God, and I will exalt him. Today I shout for joy. I say the Lord lives! Praise be to my Rock! Exalted be God my Saviour! For I know for sure that I am blessed and soon I will carry my own child in my own arms in Jesus name. Amen.


Conducting a market analysis on your business

The term "market analysis" is often confusing to entrepreneurs, especially for people who focus on a specific niche or market segment. In fact, many small business owners don't understand the process or complain that conducting a market analysis is too complicated or too expensive and wonder why or if it is necessary. What is market analysis? In the most basic terms, a market analysis is an assessment of: - A particular problem or opportunity in a market. - The needs of the target market relating to the problem or opportunity. - Ideas for marketing a particular product or service that fills the needs of the target market. When should you conduct a market analysis? - When you are starting a business. - When you are entering a new market. - When you are considering a new product or service. Why should you conduct a market analysis? - To minimize business risks. - To understand the problems and opportunities. - To identify sales opportunities. - To plan your marketing/sales approach. The process of conducting a market analysis can be divided into three parts: Part 1 - Understanding Market Conditions This gives you basic information about your entire market -- the size, the competition, the customers. Part 2 - Identifying Market Opportunities This gives you more targeted information about potential problems or opportunities in the potential market, and includes information about growth, current and future trends, outside factors and more information about specific competitors. Part 3 - Developing Market-Driven Strategies Here is where we get into what market research does for you. It helps you to pinpoint opportunities to grow your business. By understanding the market and knowing what opportunities are available you can create a marketing strategy that leaves your competitors in the dust! Here are 10 questions that can help you get started: 1. What is the market I want to reach? - Who are they? (Basic Demographics) - What is their biggest problem in relation to this market? - Are their needs being met by the products or services provided in this market? 2. Who is my competition in this market? - Are they successful in this market? - Are they marketing a similar product or service? - What is the market share of the three biggest competitors in this market? 3. Is there room for growth in this market? 4. What is the size of this market? - Is there room for growth? - Is the industry growing? Stable? Saturated? Volatile? Declining? 5. How is my product or service different from the competition? 6. How can I reach this market? - How is my competition currently reaching this market? - Is it the most effective way? - What are the alternative ways of reaching this market? 7. What are the business models of my competition in this market? - Are they effective? - Is there a way to do it differently or better? 8. What do customers expect from this type of product or service? - What are the core competencies of this product or service? - What would make the product "new" "different" or "better" for the customer? 9. How much are customers willing to pay for this product or service? 10. What is our competitive advantage in this market? Knowing the answers to these questions will not only help you figure out if there is a need for your product or service, it will help you figure out the best ways to reach your customers, price your products or service and ultimately make more sales!


Friday, September 30, 2016

Choose the very best credit card for you

The question is which credit cards are right for you. Not all credit cards are the same. Some have a fixed rate, which simply means the APR doesn't change, or at least not that often. Most credit cards are open lines of credit, that you can use to make purchases. Most of them are unsecured, while a few are secured or prepaid. Prepaid credit cards are offered by a lot of major companies and act some what like a debit card, because you will need to open an account and your credit card will be funded by this account. These are great for people starting out with little or no credit or rebuilding credit. Low interest rate cards, are ideal for people with good credit that would like to take advantage of reduced interest rates. Some credit cards have an annual fee, while others do not. Some earn reward points. Store credit cards work similarly to regular credit cards, except there is no annual fee, and the card is only good for purchases at that particular store. These store cards are also effective at rebuilding credit. You would be surprised at the overall number of people who just don't bother to compare credit cards before signing up for them. You should compare the different features, different benefits, and details of various credit cards. Find, compare, and read reviews before you decide. You wouldn't buy a car without comparing details or benefits, and you never buy a house without looking at several first. Just apply these same principles to credit cards. Credit cards are convenient for customers and can be beneficial if used correctly. They are the perfect way to finance larger items while still earning points for everyday purchases. Just shop around first, and get the right credit card for you.


Small business marketing brilliant branding builds business

Copyright 2006 Marketing Maven Branding is more than product recognition or a simple logo. It is the overall intellectual and emotional impression people have when they think of your company and its product. It is a strong and consistent message about the value of your business. A memorable and trustworthy brand reinforces customer loyalty. It helps them remember that your business provides the perfect solution to their problems. Therefore, to succeed in branding you must understand your customers’ needs and issues. Brand building is an ongoing business strategy that has an easy-to-measure cost in time, money, and effort. Its value, on the other hand, is harder to establish because it involves measuring emotional associations that may not immediately translate into revenue. Branding is an essential element of success, however, and it should be reinforced during times when business is booming and when sales are slower. You want customers and potential customers to maintain a positive association with your company and its services. You control the messages you send out through marketing, advertising, customer service, and your Internet presence. Branding is a combination of everything your company uses to present itself. Here are a few key elements to analyze and enhance in your branding strategy: 1. Professionally designed marketing materials (logo, stationery, ads, and the like): These tell customers your company is strong, confident, and credible. Your marketing materials should reinforce your company's image and positioning over and over and over. 2. Consistency in advertising: Develop a tagline to succinctly describe your company - and use it! Develop a campaign that can provide different messages, but it recognizable as your brand. 3. Excellent customer service - always! Make sure your entire staff positively represents your business image. 4. A strong and professional website: It must be easy for viewers to navigate and understand. It should let visitors know what your company does and why they should care. Provide compelling, easy-to-understand, and interesting content. Make it easy for visitors to make purchases. 5. Differentiate your brand: Make sure your customers and potential customers understand why you are different from the competition. You want to establish a superior benefit with you target audience that encourages long-term loyalty. Branding is not what you say about your company and products; it's about your customers' perception of your company and products. To strengthen your brand, make sure you can answer the following questions: What do you do that is different from anyone else? Why do you matter to your customers? If you can't answer these questions, you don't have an effective brand. ACTION ITEM: Take a good look at your company and product/service strengths. Determine your primary strengths and benefits and then make sure your branding strategy (marketing materials, advertising, sales, customer services, logo, etc.) reinforces this. Simple, eh?


Strains and pains the pitfalls of overwork and over exercise

The other day, while I doing the laundry, I felt a sharp pain in my back after reaching down to pick up some shirts and socks that fell from clothesline. I had to stop doing the laundry since every time I tried to bend, the would pain shoot up again. It was clear that the pain cam from a strained lower back. While I was still able to move around, I just could not bend to pick up things. Aside from the pain in my lumbar region, I also felt discomfort every time I reach for a can of corned beef from the cupboard. Wasting no more time, I went to see my doctor so that I could have a proper physical examination. After describing to him what happened and a quick psycho-motor test, the doctor informed me that the pain that I felt was not that serious. He explained that what I actually experienced was a muscle spasm or muscle strain. The doctor also advised me to take it easy with my daily physical activities. To reduce muscular tension, he gave me a prescription for paracetamol, an over-the-counter pain killer. It was a great relief to hear that I only suffered from a very minor muscle strain. Some people are not as fortunate. An estimated 31 million Americans experience lower back pain every year. But what exactly is a muscle strain and what causes it? Muscle strain occurs when a muscle is pulled or teared due to over-exertion. It is a partial tear of the small fibers that make up the muscle. The tearing may be small and can only be seen with the use of a microscope. Athletes are very prone to muscle strain due to the continuous, repetitive use of their muscles in strenuous sports activities. These are the common signs of muscle strain: l Weakness of the tendons l Swelling, redness, open cuts, or bruising l Feeling of pain in the affected area even while in a resting position l Inability to move or use the body part with the strained muscles A muscle strain is not only painful but also a major hindrance in doing our everyday tasks. It is important to take care of one's body in order to maintain the right physical condition that is needed to effectively do our work and to enjoy leisurely activities. Therefore, it is wise to follow these tips to keep our backs straight and pain-free: l Protect the strained muscle from further injury taking time to rest and by avoiding strenuous physical activities. l Apply ice packs on the affected area every 20 minutes. Make sure that the affected body part is comfortably extended which helps improve blood circulation. . l After the inflammation disappears, you can use heating pad to relax the muscles in the affected body part. l Take non-steroidal agents like aspirin to reduce the pain and to improve your mobility. l Make sure to do warm-up and stretching exercises before undertaking any sports or sustained physical activities. l Take plenty of time to rest after being engaged in sports and strenuous physical activities. Rest and sleep allows your body to replenish and repair injured or strained muscles. Whether we're doing the laundry or doing the latest fitness routine, it is always best to do things carefully and progressively. The intensity of our physical movements must be carefully measured to avoid injuries and physical stress. By all means, we should lead active, vibrant lives --- while maintaining safety in all activities that we engage in. Just remember that whether it's exercise or doing household chores...too much of a good thing can be harmful, too.


Use the power of autosuggestion in the stock market

Self-Confidence is an essential starting point for any business venture. This is true even more if the business is trading in the stock market because psychology plays such a major role. Keep reading, this might change your life! About 10 years ago, I received a copy of the book "Think and Grow Rich!" written by Napoleon Hill. Today, I credit most of my success in business (including trading) to this book. At first applying some of the principles described in this book appears a bit crazy - for example reading a Self-Confidence formula and a Definite Plan aloud every day. But you really have to look at it with an opened mind and believe me (and many peoples who have made millions) this stuff works: Here is a brief overview (you really need to get the book): - First - you must have a burning desire - for a trader this desire should be "to become a consistent winner in the stock market". - Second - you have to have a definite goal including the amount you want to make and the date by which you want this money to be in your account. - Third - You need a definite plan, or what you will do in exchange for this money. Here is an example of a plan - it is generic enough to be applied to most trading styles. Items specific to your style should be added. Your plan should be read aloud first thing in the morning and right before going to bed. By December 31st 2006, I will make $200,000 dollars with my trading. In return for this money I will do the following: - I will follow a trading plan to guide my trading - therefore my job will be one of patience and discipline - I will plan each trade carefully - I will not jump into trades by fear of missing out - I will monitor the market's current picture - I will monitor the current picture for each industry - I will manage my trades to protect my capital and my profits - I will protect my capital through good money management - I will take responsibility for all my actions. - I will trade to trade well and for the love of trading, not to trade often and not for the money. The money will come as a result of trading well. - I will not be influenced by the opinions of others. I will reach my own decisions and follow them. - I will build the self-trust necessary to operate in an unlimited environment which has no rules. - I will be rigid in my rules and flexible in my expectations. -I will never think that taking money from the market is easy and I will never assume that I know enough. -I will have no particular expectation when I place a trade because I know that anything can happen. -I will treat trading as a probability game in which I don't need to know what is going to happen next in order to make money. All I need to know is that the odds are in my favor before I put a trade - I believe that I deserve this money. I believe that I will have this money in my possession. My faith is so strong that I can now see this money before my eyes. I can touch it with my hands. It is now awaiting transfer into my account. I am awaiting a plan by which to accumulate this money, and I will follow that plan when it is received. Read (and reread) this book and apply its principles to your life - and notice the difference in your Self-Confidence.


Florida homeowners insurance coverage

2005 marked a record year for hurricanes in the Atlantic Ocean and Gulf of Mexico, with weather reporters resorting to using the Greek Alphabet to come up with names for hurricanes and tropical storms headed towards the United States. Unfortunately a few of these hurricanes, including Dennis, Katrina and Wilma causes major destruction on both the Atlantic and Gulf of Mexico sides of Florida. Because Florida is right in the midst of hurricane alley for nearly half the year, finding affordable Homeowners insurance coverage is nearly impossible for most homeowners and sustaining and repaying those Homeowners insurance policies is just as impossible for the actual insurance companies. For quite some time, in the 1980s and 1990s, many Florida residences were covered by the state run insurance company, called the Residential Joint Underwriting Association. Only recently have large private Homeowners insurance companies, like Allstate, begun taking on homeowners insurance policies in sections of Florida, along the coastlines and in the southern part of the state, where hurricanes are more likely to occur. Whether going through the state run RJU association or going through a private home insurance agency, there is no question that Homeowners insurance will be extremely expensive anywhere near the coast in Florida. The same home in Ohio may cost three times less to insure than it would on the coast of Florida, simply because of all the added coverage for hurricane season. Since most basic insurance policies only cover certain natural disasters that could occur anywhere in the country, most often hurricane damage is not included in this policy. For that reason, Florida homeowners have to go about purchasing extra hurricane insurance to make sure their home will be covered in case hit by one of these ocean storms. A law was recently passed in 2005 in Florida that requires plain language on insurance policies so that homeowners can easily understand the terms of their policy without being confused by the heavy jargon. Before this, many Florida homeowners were left to fend for themselves or to apply for Federal or Florida aid because many did not realize that even hurricane insurance often does not include flood damage. Of course this can be tricky to distinguish and this is where many homeowners found themselves at a loss. Even if the flooding is caused by a storm surge of rising water from the hurricane, this is not covered by the hurricane because it is not considered damage due to the high winds or rain of the storm, but is instead caused by the ocean waters rising. If Florida homeowners are in an area that could be considered a storm surge area, usually even up to 25 feet from the ocean, then they need to consider also including flood insurance as a separate clause to their Homeowners insurance. Be sure to discuss with your insurance agent exactly what types of water damage are covered in the hurricane insurance policy and the flood policy to make sure you are covered from all angles when encountering a hurricane. Currently legislation is in the works that will limit the amount of surcharges that Florida homeowners can be charged to help prevent price gouging because of the area that Floridians live in. If legislation is passed, this will help level out private and public insurance rates for Floridians, making it easier to acquire insurance from year to year even though they live in an extremely high risk area. If you are a new resident of Florida and have moved to the state between the months of June and November, hurricane season, you may not be able to acquire hurricane insurance for the first season, as many insurance companies put a block on new hurricane insurance policies until after hurricane season is over. This is to prevent those who may just acquire the insurance temporarily and then get rid of it after hurricane season is over. Before closing on the home, consider adding the current Homeowners policy into the contract on the home to ensure that you will be covered for the first season. If this is not possible, you may be able to find insurance to cover a hurricane but it could cost a pretty penny.


What does hypoallergenic mean anyway

The word “hypoallergenic” is a term that probably most of us have run across. It is used in advertising and placed on product labels of shampoos, moisturizers, make-up, and even jewelry. Most people think it means that a product that is hypoallergenic won’t react with their allergies. But is this really what it means? Cosmetics advertisers first used the word in the 60’s. It comes from the Greek prefix hypo, which translates to below or less. So the word translates to “less allergens”. Since it’s inception it has been widely adopted and used by advertisers, manufacturers, and marketers to sell products that claim to be gentler on the skin than other products similar to it. But is this really true? The American Food and Drug Administration has stated, “ Hypoallergenic cosmetics are products that manufacturers claim produce fewer allergic reactions than other cosmetic products. Consumers with hypersensitive skin, and even those with "normal" skin, may be led to believe that these products will be gentler to their skin than non-hypoallergenic cosmetics. There are no Federal standards or definitions that govern the use of the term "hypoallergenic." The term means whatever a particular company wants it to mean. Manufacturers of cosmetics labeled as hypoallergenic are not required to submit substantiation of their hypoallergenicity claims to FDA. The term "hypoallergenic" may have considerable market value in promoting cosmetic products to consumers on a retail basis, but dermatologists say it has very little meaning.” The FDA attempted to put regulations on products that claimed to be hypoallergenic in 1974. It stated that a product could be labeled hypoallergenic only if studies were conducted on human subjects and it showed a significantly lower reaction to allergies than products not making the claim. It then said the companies had to conduct these tests on their own and (most importantly) at their own expense. This of course caused major problems and companies immediately began lawsuits against the decision, claiming that the tests “would pose an undue economic burden on them.” The two biggest challengers of this attempt at regulation were Almay and Clinique, two manufacturers of “hypoallergenic” cosmetics. The FDA tried again to regulate the use of the word on June 6, 1975 by still requiring companies to do scientific studies but the procedures for the tests were changed to reduce the cost to the manufacturers. This still didn’t sit well with the companies who apparently wanted no regulations on what they were producing. Cosmetic companies challenged the FDA decision in the U. S. Court of Appeals, which ruled that the regulation was invalid. The court said the FDA’s definition of “hypoallergenic” was unfair because a lack of evidence that consumers perceived the term in the way it is described by the organization. The result? Manufacturers can continue to advertise and label their products “hypoallergenic” without any kind of regulation or standard set forth by the government. Consumers have no assurance that a product labeled “hypoallergenic” is any less reactive than any other product. Theoretically, a company could put out a product that is “hypoallergenic” that is full of toxins and allergens. The one small victory that the FDA seems to have had is that at least now manufacturers are now required to put the ingredients on the labels of the products so that consumers can avoid substances that they know they are allergic to or have had problems with in the past. As consumers, we must be aware of ingredients in the products we use because apparently the companies who make them aren’t very concerned about our health over their profit margins. There is no doubt that some products out there that claim to be hypoallergenic actually are, but if you are a smart consumer and concerned for you and your family’s health, you’ll do the research yourself and not rely on these companies claims. Hypoallergenic? More like hypohonest.


More fantastic vegas freebies

More Fantastic Vegas Freebies If you're looking for some great free things to do in Vegas, there are some amazing treats for you and the family awaiting. Many casinos in an effort to bring in more and more business are offering elaborate shows free for the family in an effort to bring more warm bodies into their casinos and out of their competitors. This is a win win situation for tourists and locals alike who are seeking entertainment that will leave a little money in their pockets to spend at the casinos (which is exactly what the casinos were hoping for). One of the great shows that is available free to families is the Fall of Atlantis Show at Caesar's Palace. This particular show is a laser, water, and light show that features wonderful animatronics action. Also notice that the show's platform is actually a salt-water aquarium. You can see divers feed the fish each day at 1:15 and 5:15 while another staff member is on hand to answer any questions you may have and explain a little about the facility. You can actually take a tour of the facility at 3:15 each day. Enjoy watching the gods as they entertain you rather than us entertaining them. The Cambridge Community Center offers a free movie and popcorn each Saturday at 1:00. Each week a different movie will be shown and children under 12 must bring an adult to keep them company. You can check out which movie will be playing by checking out the posting on Friday. Another great Vegas freebie is daily performances of the Hawaiian Marketplace Island Performers. These performances take place throughout the day from 11:00 am until 10:30 pm and feature wonderful dances that will remind you of the island. See hula dancers, fire and knife dancers, musicians, lei makers, and animatronic birds. The performances are free and take place at the Hawaiian Marketplace. For the Elvis fan in all of us you can see Pete Vallee perform as Big Elvis from Monday to Thursday with shows that take place at 3:00 and 5:00 pm at the Barbary Coast Casino. The admission for this show is free and he brings in quite a crowd with his vocal talent and heartfelt renditions of Elvis' ballads. M & M World should need no introduction. It is a wonderful and yummy place to visit. More importantly it is a free place to visit. This museum is open Sunday through Thursday from 9 am until 11 pm and Friday and Saturday from 9 am until midnight. This really is a neat attraction to visit and is much more than initially meets the eye. Take a stroll, look around and make sure you see all there is to see or you just might miss something fantastic. For another sweet freebie, you really must make plans to visit Ethel M's Chocolate Factory. The admission for this self-guided tour is free as is the first sample, but who can eat just one chocolate? Be sure not to leave this tour empty handed, as you'll be kicking yourself once you get back to the room and have a craving for something sinfully sweet. In addition to the chocolate factor is the Botanical Cactus Garden that is open from 8:30 until 7:00 daily. Another great thing to see on this particular tour is the Living Machine, which as waste-consuming ecologies that turns 32,000 gallons wastewater each day into water that is clean enough to use for irrigation purposes. The Marjorie Barrick Museum of History, which is located on the University of Nevada Las Vegas Campus, is another place to go and learn while being entertained. Admission is Monday through Friday from 8:00 until 4:45 and on Saturday from 10:00 until 2:00. Admission is free and the museum is closed on all state and federal holidays. This museum offers a great display of Western culture and the history of ancient Mexico. No matter what your specific interests are there are plenty of wonderful things to see and do in Las Vegas that do not put a strain on the pocketbook at all. 686


Blessed to be a blessing

To be blessed means to be consecrated, set apart, and highly favored. When God blesses you, He does not leave anything out. It is more than personal happiness, wealth or well-being. He sees His flock as holy, chosen by Him to be a peculiar people, high above all nations in praise, in name and in honor! (Deut. 26: 18-19) In other words, His blessings are designed to make you stand out from those who do not know Him! What makes you peculiar is that you are chosen to be a royal, holy priest for Him. In this role you are to be a blessing, not only to those around you but first and foremost to Him, who has called you out of darkness into His glorious light! (1 Pet. 3:9). Blessings, therefore, depend upon your obedience to God and being a blessing to Him and others. First, you must obey His voice and keep His commandments. (Ex. 16:5-6) In order to hear His voice and be able to distinguish it from all other voices you must know Him and acknowledge Him as lord over your life. His law will then be written on the tablets of your heart, and you will be in a position where blessings shall actually overtake you. Yes! They will not only follow you but run out ahead of you, waiting for you to receive them! What kind of blessings? You will be blessed whether you live in the city or on the land; your family and livestock will be fruitful; you will always have more than enough food and supplies whether at home or far away. Your enemies will be defeated, and everything you set your hand to will be blessed. Yes, everyone will sense that you are His and that they should have respect for you. Furthermore, you will have many possessions; you will lend and not borrow, and you will not be oppressed but rise above every situation that comes your way. (Deut. 28:1-13) King David was the perfect example of giving and receiving blessings. I love Psalm 63, where he tells God how his soul thirsts for Him and seeks Him first thing in the morning. David describes the world without God as a dry and thirsty land where no water is. He longs to see God’s glory and power! He describes God’s blessings as lovingkindness, that are better than life itself! He tells God that: “Because thou hast been my help, therefore in the shadow of thy wings will I rejoice. My soul followeth hard after thee: thy right hand upholdeth me.” (ps. 63:7) It’s such a beautiful depiction of how we are to adore Him, as David did, blessing Him with our lips, giving Him our heartfelt thanks – even before we receive anything from Him! In Proverbs 8 17-21 it is as if the Lord answers David: “I love them that love me; and those that seek me early shall find me. Riches and honour are with me; yea, durable riches add righteousness. My fruit is better than gold; and my revenue than choice silver. I lead in the way of righteousness, in the midst of the paths of judgment; that I may cause those that love me to inherit substance; and I will fill their treasures.” Be on the look-out for your share of blessings. They are ready to overtake you! Expect them, thank Him for them, and position yourself mentally, emotionally and physically to receive them. “Seek ye first the Kingdom of God, and His righteousness; and all these things shall be added unto you. (Mat. 6:33)


A secured loan needs very careful consideration

If you are considering taking out a secured loan then it needs to be given some very careful consideration. The loan can be taken out for almost anything and the repayments can be spread over many years. However it is essential to remember that during this time your home is at risk as it is secured against the money you are borrowing. The loan will be given based on the amount of spare equity in your home. How much equity is spare is determined by subtracting the outstanding mortgage from the total value of your home. The amount that is left is the amount that lenders will allow you to borrow on your home but occasionally for higher rates of interest some will lend you up to 125%. You have to make sure that the reason for taking out the loan outweighs the fact that you are at risk of losing your home. If you cannot keep up with the repayments then repossession is a possibility. One of the reasons why many take out a secured loan is to consolidate existing loans, this means only having one low monthly repayment. While this can be beneficial you do have to make sure that it is the right way to go. For example if you would only have to repay existing debts for a couple more years then taking out a consolidation loan for 5 years would end up costing you more. When it comes to getting the best rates of interest for a secured loan then it is essential that you shop around and get several quotes. The interest rates can vary considerably and even if it is just a fraction it can add a lot onto the loan when taking it out over many years. You do have much more to compare than just the quotes. You also need to read the small print and find out if there are any additional costs attached to the loan. Costs could include an early repayment fee which means if you are lucky enough to be able to repay the loan earlier than anticipated you could have to payout a lump sum. While this is just one of the clauses there can be others so the key facts of each loan you are considering must be checked. By going with a specialist website when it comes to taking out a secured loan you are able to search the whole of the marketplace. By searching with the best UK lenders you can be sure you are getting the cheapest rates of interest along with the best deal possible. You should never take out the first loan that is offered and the rates of interest are usually dearer if you choose to go with the high street lender for the loan. Always consider taking out payment protection for your secured loan. Payment protection can help if you should come out of work due to certain factors and as the loan is secured against your home this can be a safety net.


The future on seo for bloggers

You write a blog religiously every day or so. You provide informative, interesting content for your loyal readers. You’ve even got a couple of affiliate links in there, too. But is this enough to get great search engine results for your efforts? Probably not. Sure, you’ll get listed with the search engines easily. But without a top twenty listing at one of the majors (Google, Yahoo! or MSN), you won’t have traffic, literally, banging down your door. In order to get better search engine results you need to make sure you are using the right keywords (and know how to use them), have links pointed your way and regularly check the results of your hard work. Here’s how. Choosing Appropriate Keywords Do you know what search terms your visitors are using to find you? Most blogging sites give you the option of checking up to see just how people found you. If you don’t have this feature available, hop over to statcounter/ and install their free service on your blog immediately. Next, research those keywords. Visit Overture’s free site (inventory. overture/) and type in the most generic of the terms people are using to find your blog. You’ll get a list of related keywords used at a major search engine in the past month. Although it is an oversimplification of the search engine optimization process, try and stick to the more unusual but natural-sounding keywords as your top picks. Putting Keywords in the Right Places Once you’ve picked a keyword that applies directly to your blog, make sure to incorporate it into the following portions of one complete blog posting: # The title; # The first sentence; # Each header (if you have any); # Once a paragraph; and # The last sentence. If you have any links to outside sources, use the same keyword as your link text where possible. Also, for each blog posting, try and pick a different (but related) keyword to use. Feel free to reuse keywords every 30-45 postings. Submitting to Directories Your third step is to take these keyword optimized blog postings and post them to the article and blog directories. Most of the search engines determine the relevancy of your blog by how many outside websites link directly to you; therefore, posting your blog entries (with a link back to your site in your resource blurb) is an easy and straightforward way of doing so. Checking Your Progress It may take a couple of days to see any results, so try and wait a week before you take a look at StatCounter. Have your hits increased at all? Are there any new search engine referrals? To track your blog’s ascent up the search engine rankings for any given keyword, try Digital Point’s free Keyword Tracker Tool ( digitalpoint/tools/keywords/). It is an excellent way of ensuring your blog positioning efforts are paying off. With all blog postings, content is key. Without useful, interesting information that cannot be found elsewhere, your visitors won’t come back for more. Incorporate these simple search engine optimization techniques into your blogging practice however, and you’ll both keep the visitors you already have and dramatically increase your readership through high ranking search engine placement in no time.


How to set and achieve your goals

Goals – we have a love-hate relationship with goals. We love them because they are such a great idea and are a superb way to motivate us to achieve and then to evaluate our progress; but we hate them, because for much of the time, they go unattained and simply frustrate us. This isn’t what goals should do! Having been a Life Coach for many years now I would like to suggest some straightforward and practical techniques on how you can set goals you can achieve! After all, what good is a goal if it isn’t something you can achieve? • Life Coach tip no 1 - You have to want it! Firstly - do not bother to set goals for things you don’t really want. For example: if your partner says they want you to quit smoking or lose weight but you do not want to, why even bother setting this as a goal. If your goal(s) are not something you personally want to accomplish, and they are not relevant to you, you are unlikely to succeed – because deep down you don’t really want to. State your goals in a positive way – a goal should always be something you want to have, or change. Not things you or someone else think you should. Always ask yourself on a scale of 1 to 10, with 10 being totally committed and 1 being zero commitment. How committed are you to reaching your goal? If it is less than 8, you might want to reconsider the goal. • Life Coach tip no 2 - Focus Start small. Pick two or three areas that you want to work on. Too many people say to themselves, “I want to do this, and this, and this, and this……” and they end up achieving nothing! Most of what you do throughout your day can be done without a lot of mental effort, but change isn’t one of them. So try to keep your focus down to a couple of things. This way you can get success in your identified areas. Here are some aspects of your life you might like to think about: Physical, Intellectual, Emotional, Spiritual, Financial, and Relationships. Now, which is the first thing on your list? The others can follow later, but for now, you should focus on two or three, no more. • Life Coach tip no 3 - Goals - the long and the short So you want to lose 50 pounds? Good. Long-term you will. But for now, think short-term. Don’t think about losing 50 pounds by February. Think about losing 10 pounds by October 1st. This does two things. First, it makes it pressing and urgent. Instead of saying, “I still have 6 months to lose the 50 pounds” (6 months quickly disappears into 2 months, into one month – with the 50 pounds still securely in place!) your first goal is only a few weeks away, so you have to get started. This is far more successful in terms of reaching your goal. Secondly, as you reach these smaller goals (your mini-milestones!), you achieve a success, which gives you regular motivation and encouragement to keep going. • Life Coach tip no 4 - Make it manageable Instead of saying, "I am going to quit my 20 smoking a day habit straight off" change this to: "I am going to smoke no more than 15 a day for a week, then 10 the next week and so on." Give yourself small victories a little at a time. It is far easier to accomplish many smaller goals that make up a large goal – rather than trying for the large goal straight off! • Life Coach tip no 5 - Reward yourself along the way When you lose the 10 pounds by October 1st, go and order yourself large mocha with cream from Costa’s (just the one though!), then get back to your goal for November 1st. This puts a little fun back into the process of self-control and self-discipline. You will look forward to and enjoy the reward and when the going gets tough, you will say things like, “two weeks to go, and only two more pounds to lose” etc – I can do it, then I can enjoy my mocha guilt free! • Life Coach tip no 6 - Be specific with your timeline Don't just say, "I am going to lose 10 pounds." Say, "I am going to lose 10 pounds by December 1st." This way, when you start being tempted into Thornton’s Chocolates in the middle of November - under the guise of buying early Christmas presents for other people, you can say, "No way, only 5 more pounds to go in three weeks and I am not going to blow it now." • Life Coach tip no 7 - Post it where you can see it Keep your goal in the front of your mind at all times. Instead of allowing yourself to ‘forget’ that you are trying to lose weight by ordering a big slice of cheesecake, your visual reminder will help you to choose something a little on the lighter side but at the same time keeping on track – having your cake and eating it! This will help you beat your desire and stay focused. Post your goal anywhere you will see it regularly, like maybe the fridge or a mirror, on your wardrobe door – you know where is best, you must be able to see it regularly throughout the day. • Life Coach tip no 8 - Encourage, respect, and accountability Explain to a friend or family member what your goal is, including the timeframe, so they can help you with it. This person should regularly ask you, how you are doing etc? They should hold you accountable, but at the same time keep you motivated and encouraged. Obviously they must be the encouraging type! (If not, ask someone else who is) If you are blowing it, they can tell you so, but at the same time gee you up and say things like “Well, that's okay, it’s done now, don’t sweat it, just get back to it tomorrow." If you are doing well, they can say, "excellent, well done etc” and make you feel great. • Life Coach tip no 9 - Write (and then reap) the benefits If you are trying to lose weight your benefits might look something like this: Feel better, better self-esteem, longer life, clothes are more comfortable, a bigger choice of clothes shops to shop it, your husband says you look 25 again and so on. For quitting smoking, it may look like this: Fresher breath, no more brown fingers, less wrinkles on my face, no more red eyes, no more smelly clothes, longer life, and the wife won’t make me spend two hours a day on the back porch in the pouring rain anymore! By making a list you will be able to you see what you will benefit from accomplishing your goal. Again it is a good idea once you have thought of these benefits to write them down with your goal (On the fridge, mirror etc) so that when you review your goal everyday, you’ll also see the benefits to achieving it. • Life Coach tip no 10 - You have succeeded – reward yourself! This can be anything – large or small. If you dropped the fifty pounds, really treat yourself, plan to go out and buy yourself that size 12 dress you have always longed for – and then wear it with pride. Make a deal with a partner or friend that if you reach your goal they will take you out for a meal or and spoil you. Whatever it is you plan, make it personal, enjoyable and desirable to you, so you will look forward to it. Do not miss this part out – it is one of the most important bits. It will help to keep you motivated when you’re struggling and give you something enjoyable to aim for. Make sure you reward yourself for all your hard work! Remember folks – goals aren’t just for footballers! They are for us real people too!


Thursday, September 29, 2016

Looking for internet business scam review

You have all heard the advice, If it's too good to be true be careful. This is great advice when you are thinking about making money on the internet but you are afraid of scams. One little word can make a free offer well, not really a free offer. Read read and read it once again. The scammers are out there looking to make a quick dollar while at the same time, telling you there is no such thing. Read and re-read any offer that is presented to you. First I want to tell you something you probably know is out there. Hard to think that these are still being sent out, but I got on myself, just two days back. The very first area that you need to practice care in is that e-mail in box. Anytime someone asks for information such as SS# or bank accounts be very wary. The best advice if you haven't initiated the call or requested information via e-mail never give out that type of information. In the same vein, you never want to deposit money into an account to which you are give a number in hope of getting a huge amount in return. The old good faith deposit, if it sounds too good to be true, you know the rest. Another good idea is to check on Google or your favorite search engine for scam alerts. Careful now, I have been told that now there are scam alerts that are there, just to try to get you to buy something. You are starting to see that you always need to be wary. Think about this, if you where looking to start a business, would you do it without looking into the background of the venture. Would you not talk to others in the same line. I would suggest the same of any online business venture. Money can be made from your home. It will involve time. It will involve some money up front. There will be missteps. With the right programs and with good solid back up advice the whole process can be made easier. Thinking about buying a e-book, why not ask for a referral to someone who has read the book and see if they considered the price fair and the advice solid. If there is a money back guarantee, read it carefully, print it out, and put it aside. If you are not happy with the home based business advice, or the weight loss advice, or whatever you subscribed too, ask for your money back. One more tip, use your search engine to research the name attached to the web site that you will be directed to. There are a lot of honest people out there that really want to help. Affiliate programs are some of the easiest money makers out there. The program you are promoting will want you to make money, because they make money. Could not be any easier. The majority of web sites that are selling either products or information at the very bottom will have the word affiliate. Simply click on the word and get the information on how to get started. Final piece of advice. Use good judgment and think objectively before you take out that credit card. Storefront refer to it as impulse buying, the same holds true on the internet.


Home owner insurance company some hints and tips and a couple of recommendations

The insurance market is very competitive. Insurance companies are trading policyholders every year. A lot of people are upset with their rates and so they begin to shop in the insurance company jungle. There are the familiar names and the not so familiar names. Insurance companies have a tremendous responsibility and their margin for profit is always under siege because of the cost of doing business. How does the average consumer evaluate a homeowner insurance company? The answer is that you can’t. That is somebody else’s job. Insurance for us is very personal. Insurance companies try to make it personal but sometimes that is impractical and impossible. The best way to choose an insurance company is to first determine how you want to do business. Do you like personal service and consultation? If you do then you need to purchase your insurance from an insurance agent. If you like the speed of online and telephone purchases then by all means use the cyber world and the 800 number insurance companies. The insurance company to most people is the agent. The agent is their connection and representative. Most people will either love or hate their insurance company based on their experience with their agentpanies still love to do business with agents. It’s hard to do business without an agent sometimes. They usually have a staff that assists them in servicing their policyholders. They are involved in the same community with their customers and so there is a bond between them. If you want to do business with an agent then compare home insurance companies that use agents. Ask around. Get a recommendation. There are more and more folks that want to bypass the agent and do their business on line or with customer service representatives at call centers. If this is your preferable method then you need to compare insurance companies that operate strictly online or by telephone. There are rating guides available that will help you determine the financial strength of each company. The AM Best insurance resource guide is probably the best.


Live the dream today

Have you an idea about how you could improve your life but do not have the confidence to make that dream into a reality? Have you a plan that you hope to implement when you are a little older, possibly when you are retired? In this article, I write about a dream I had when growing up as a teenager, a dream I made into a reality when I was in my early twenties. My name is Steve Hill and I was born in the second largest city in England, called Birmingham. The pace of life in Birmingham is quite hectic and the crime rate is fairly high. In saying this I am very proud to be a Brummie, the knickname for people who are born in Birmingham, and am very fond of the city. My parents would take us on holiday each year to the South West coast of England to a county called Devon. We would stay in a place called Brixham which basically seemed to be the opposite of what Birmingham was. It was very quite, was very relaxed, had only a small amount of minor crime and the people were a whole lot more friendly. I enjoyed some superb holidays in Brixham up until the age of about sixteen and would often dream that one day, I would actually live there. This of course was only a dream and I believed that I would probably make it happen when I had retired. At the age of twenty-three I was offered a voluntary redundancy package at the insurance company where I had been working since I had left school. This was a great opportunity for me to get paid to leave a company that I had been thinking about leaving for many years. I took the package on offer and then started to think about my next move, for example, where I wanted to work, where I wanted to live etc. At this point in my life I had been dating a young lady for around two years. I had told her about my dream of one day moving to Brixham and she also seemed to share my passion for the area. I then decided that I wanted to make the move now while I had the chance. Why should I wait until I am retired? Life is too short I thought to myself, I might not even live until retirement age. My girlfriend was very up and excited about my idea of moving to Brixham and the move went ahead. I have to say that I loved living in Devon and there were not many aspects from my past life that I actually missed, apart from my friends and family. After living in Brixham for a few years my father became very ill. I travelled up and down the motorway to visit him in hospital and eventually decided that it was now time to move back to Birmingham. This was because I wanted to spend as much time with him and my mother as I possibly could. I will without doubt return to Devon and do not regret for one minute making the move when I did. Life is about living and about making your dreams into reality.


Popular social networking websites

Popular Social Networking Websites Do you love using the internet to meet and talk to new people? If so, there is a good chance that you have heard of social networking websites before. If you have not, you will want to familiarize yourself with them because they are rapidly becoming the most popular way to communicate with others online. If you weren’t already aware, social networking websites are website that essentially act as an internet communities. While all social networking websites have their own rules and restrictions, many websites operate in a similar way, with similar goals. Their goals are to allow internet users to connect with other internet users online, often from all around the world. What is nice about social networking websites is that they come in a wide variety of different forms. There are many websites that are considered “general,” websites. These websites do not really have any particular focus, but there are social networking websites that do have a particular focus. Those focuses often include dating, religion, and school. If online social networking seems interesting to you, you will have to find a community to join. You can easily do this a number of different ways. By speaking to those that you know, on and offline, you could be alerted to popular social networking websites. You can also find these websites on your own by performing a standard internet search. Whether you perform your own search or rely on recommendations from others, it is likely that you will find a fairly large number of social networking websites. Just a few of those websites that may find include Classmates, Orkut, Yahoo! 360, and MySpace. Orkut is Google’s version of a social networking website. This website was created and officially launched in 2004. Orkut has a large number of member, form all around the world. What is nice about Orkut is that the system is easy to use, that is once you get in. To protect their social networking communities, a large number of social networking websites, including Orkut, have restricted access to the site. If you are interested in joining Orkut you must know someone who is already a member and they must invite you to join the community. If you do not personally know any Orkut member, there is a good chance that you could connect with and obtain an invitation from someone you meet online. Classmates is an online social networking website that is rapidly increasing in popularity. This website focuses on connecting long lost friends or old classmates. Classmates is free to use, but you must become a paying member to enjoy many of their member benefits. These benefits include, but are not limited to, searching for old classmates, reading their profiles, requesting more information from your classmates, or even contacting them. MySpace is another popular social networking website that can be found online. In fact, MySpace is known as being the most popular online social networking website. They currently have over one hundred million members! MySpace, like many other social networking websites allows you to create your own profile, in fact, your own personal page. Once your page has been created, you can easily invite other members to become a member of your network and visa versa. In addition to having a traditional profile page, with your personal information, you can also display a large number of pictures, video clips, and music clips. Although there are a number of features that makes MySpace so popular, the most popular reason for its popularity is that fact that it is completely free to use. As previously mentioned, MySpace, Classmates, and Orkut are just a few of the many social networking websites that you can find online. Additional sites include FriendFinder, Yahoo! 360, and more. To learn more about each of these sites or to join their community, you are advised to visit their online websites and request additional information. You should be able to find these websites by performing a standard internet search. Word Count 664


Casino aquatique bienvenue dans le monde des croisieres

: Retrouvez tout le prestige de votre serie favorite combinant Las Vegas a la Croisiere s'amuse, pour quelques jours ou quelques semaines, en couple ou en famille! Pour les amoureux des Caraibes, montez sur l'un de ces navires: Empress of the Sea, l'un des plus prestigieux. Vous offre pour de bons petits plats le Restaurant Carmen et Windjammer Cafй, puis digestion au sein des salons Pub Caroussel, Pool Bar, Salon High Society, Salon Viking Crown. A Bord, divertissez vous:Centre de remise en forme, Ping pong, Piste de jogging, Mur d'escalade,2 Piscines extйrieures, 4 Jacuzzis dont un intйrieur, Casino et decouvrez ses nombreux jeux tels la Roulette Americaine sans oublier sa Discothиque, Salle de spectacles, Salle de cartes, Cafй internet. Ce navire vous propose une croisiere inegalabe depuis San Juan:Caraпbes - Antilles, pendant 11 jours. Faites une escale a San Juan, Saint Martin, Saint Johns, Basse-Terre, Castries, Bridgetown, en mer, Isla Margarita, Willemstad, Oranjestad, en mer, pour revenir a San Juan. Explorer of the Seas: Decouvrez pendant 7 jours le Mexique, Miami en mer, Belize City, Costa Maya. Services similaires a l'Empress. Pur votre bien etre: Salon de beautй, Complexe thermal complet, Sauna, Spa, Solarium.. Alors faites vous chouchouter. Au niveau des loisirs, profitez donc de la diversite, osez melanger culture a farniente grace aux :3 Piscines, 5 Jacuzzis, Casino, Discothиque, Salle de spectacles, Salle de cartes, Cafй internet, Le thйвtre sur 3 ponts qui propose des productions dans le style de Broadway. Majesty of the Seas: en partance de Miami, profitez d'une croisiere de 4 jours pour vous echapper aux Bahamas , Cocoay, Nassau, Key West et Miami. Adventure of the Seas: en partance de SAn Juan, profitez d'une croisiere de 7 jours pour une escapade a Oranjestad, Oranjestad, Willemstad, en mer, Philippsburg, Charlotte Amalie, San Juan. Sovereign of the Seas: plus riche que les precedants en matieres de loisirs pour enfants: au club Adventure Ocean, les enfants beneficieront des activitйs а la fois йducatives et rйcrйatives (de 3 а 17 ans) Le FantaSeas Teen centre propose quant a lui une large variйtй d'activitйs pour les ados telles que les chasses aus trйsors ou repas pizzas. Au niveau de votre detente personnelle, vous retrouverez egalement le Shipshape center avec sauna, bains turcs, massages et salon de beauй centre mйdical а bord. Grandeur of the Sea. Presente les memes services que ses compatriotes. Laissez-vous charmer par la musique du pianiste au Schooner Bar, ou tentez votre chance au Blackjack dans leur casino. Allez voir un show faзon Broadway dans une salle impressionnante sans vous dйplacer Enchantement of the Seas:dispose de 2 restaurants principaux qui sont le My Fair Lady Dining room et le Windjammer Cafй. Les services presentes ci-dessus se retrouve egalement sur ce navire, casino inclus. Pour une croisiere de 4 jours, decouvrez le Mexique au travers des escales suivantes:Fort Lauderdale, Key West, Cozumel, en mer, Fort Lauderdale. A ne pas en croire ses yeux. A moins que le comfort et le charme de ce navire vous eblouisse au point de ne vouloir debarquer...